Cross-Border B2B Stablecoin Payments Projected to Reach $5 Trillion by 2035, Juniper Research Claims
Juniper Research’s findings indicate that international business-to-business (B2B) transactions will account for 85% of all stablecoin transaction volume by 2035.
Key Takeaways:
— According to Juniper Research, cross-border B2B stablecoin transactions are forecasted to surge to $5 trillion by 2035, a significant increase from the current year’s projected $13.4 billion.
— The firm anticipates that 85% of stablecoin transaction value in 2035 will originate from cross-border B2B applications, marking a transition from speculative investments to essential institutional payment infrastructure.
— Stablecoins are challenging correspondent banking by providing programmable, around-the-clock settlement capabilities for treasury, supply chain, and international payments, prompting the firm to recommend that issuers concentrate on enterprise integrations and treasury collaborations.
International B2B stablecoin payments are expected to total $5 trillion by 2035, according to a recent report from fintech analysts at Juniper Research.
This amount would be 373 times larger than the estimated $13.4 billion total value for this year.
“Stablecoins are becoming more deeply integrated into cross-border business-to-business (B2B) transactions, treasury operations, and supply chain settlements, where their programmability and 24/7 settlement finality offer advantages over correspondent banking rails,” the research firm noted, adding they are “causing disruption to correspondent banking channels.”
Juniper attributed this growth to stablecoins increasingly addressing the current inefficiencies within cross-border payments that traditional finance handles.
The firm estimates that 85% of the total stablecoin transaction value in 2035 will come from B2B, with the fiat-pegged cryptocurrencies shifting from a speculative asset to a foundational layer of institutional payment infrastructure.
Stablecoins are increasingly integrated in international payments among businesses, treasury operations, and supply chain settlements, because their speedy 24/7 settlement finality offers advantages over correspondent banking rails, the firm said.
“Stablecoins are not replacing payments infrastructure; they are being adopted where the advantages are most pronounced,” said Juniper Research Analyst Jawad Jahan. “Cross-border B2B is where those advantages are greatest, and where we expect the most sustained volume growth over the forecast period.”
He suggested stablecoin issuers should focus on enterprise integrations and treasury partnerships to capture the majority of this value.
Earlier this month, Chainalysis said stablecoins were on track to become a foundational layer of global finance, with adjusted transaction volumes projected to reach $719 trillion by 2035. The blockchain intelligence firm also said that when crypto becomes the default for the next generation, “the question is no longer if stablecoins compete with traditional rails, but how quickly they replace them.”