Cryptocurrency exchange MEXC has expanded its MEXC Loans product by adding the ability to use bitcoin as collateral. Starting October 27, 2025, users can borrow USDT or USDC secured by the first cryptocurrency at rates starting at 5% per annum.

According to the company, this way customers will have access to liquidity without having to sell their bitcoins.

MEXC Loans is a loan service that allows users to pledge one cryptocurrency to borrow another. The borrowed funds can be used for spot and futures trading, Earn products, withdrawals, or general liquidity needs.

With bitcoin as collateral, users can get instant loans while maintaining exposure to fluctuations in the price of the asset. Interest accrues daily, and the collateral is returned after the loan is repaid.

To the main advantages of the service, the company representatives attributed:

• loans at rates from 5% per annum (daily rate = APR / 365);
• the ability to borrow and repay funds at any time through a clear procedure;
• high initial LTV up to 85%, one of the most competitive rates on the market;
• borrowed funds can be freely used in MEXC products;
• exposure to bitcoin is preserved while accessing liquidity.

An initial KYC check is required to utilize the service.

This expansion reflects MEXC’s commitment to providing flexible financial instruments that maximize the utility of assets, the company said. According to the developers, the exchange will continue to improve the product to better support users’ trading and investment strategies in the digital asset ecosystem.

For full product details and loan terms and conditions, visit the MEXC Loans page.

You can sign up for the MEXC platform at this link.